How It Works Use Cases Features Roadmap FAQ Join Waitlist
Made for Indies in India

Collect Payments.
No Gateway Needed.

The simplest way for freelancers, creators & small businesses in India to collect UPI payments — directly into your own bank account. One small monthly fee. Zero commissions. No long approvals.

Join the Waitlist See How It Works
AK PR SM
500+ indies on the waitlist
Instant Setup
Payment Widget LIVE
Amount Due
4,999
Your QR Code Here
Scan with any UPI app
+9198765 43210

Send payment to this number via UPI

Google Pay PhonePe Paytm BHIM
yourname@upi

Enter this UPI ID in your payment app

Google Pay PhonePe Paytm
Secured by UPI · Powered by UPAYI.CO
No Commission
Direct to Bank · Your own account
No Commission · Small fixed fee
2-Minute · No approvals needed
Embed or Share · Widget & link

Three Steps. That's It.

No paperwork. No KYC hassles. No long approval processes. If you have a UPI handle, you can start collecting payments in minutes.

01

Enter Your UPI Details

Provide your UPI handle (e.g. name@upi) and your UPI-linked phone number. That's all the information we need.

02

Connect Your Email

Link the email associated with your UPI account. This enables payment notifications and dashboard access.

03

Embed & Start Collecting

Get your payment widget to embed on your website, or a shareable payment link. Start receiving UPI payments instantly.

Ideal for Every Indie

Whether you're hosting events, teaching classes, or selling services — UPAYI gets you paid without the overhead.

Built for Indies. By Indies.

Every feature solves the real problems freelancers and small businesses face collecting payments online.

No Commission. Ever.

Just a small fixed monthly fee. Zero percentage cuts on your transactions. No hidden charges. Keep what you earn.

QR Code Payments

Auto-generated QR codes for each transaction. Clients scan and pay — the most trusted method in India.

Embeddable Widget

Professional payment widget for any website — WordPress, Wix, Shopify, custom sites. One embed code.

Shareable Payment Link

No website? Share a payment link via WhatsApp, email, or SMS. Click, pay, done.

Phone Number Payments

Accept payments via your UPI-linked phone number. Maximum flexibility for your clients.

Direct Into Your Account

No intermediary holding your money. No settlement delays. Payments land in your own UPI-linked bank account — instantly.

More Power. Coming Soon.

We're just getting started. Here's what's next.

Catalogue Management

List products and services with prices. Clients browse and pay in one flow.

Deep Analytics

Track payments, understand revenue patterns, grow with data-driven insights.

Full CRM + Recovery

Manage clients, recover abandoned payments, automate follow-ups.

Join the Waitlist

Be among the first indies to collect payments the easiest way.

No spam. No long approvals. Just early access.

Common Questions

Everything you need to know about collecting payments with UPAYI.

UPAYI.CO is a UPI payment collection tool for freelancers, indie creators, and small businesses in India. For a small fixed monthly fee — with zero commission — it lets you accept UPI payments on your website or via a shareable link. No payment gateway, no long setup, no approval processes. Payments go directly into your own bank account.
UPAYI.CO charges a small fixed monthly fee — no commission, no percentage cuts, no hidden costs. You keep 100% of every payment you collect. There are no long setup or approval processes either — you're live in under 2 minutes.
No. UPAYI.CO works directly with UPI — no payment gateway, no merchant account, no complex integration. Payments go straight to your UPI-linked bank account.
Your UPI handle, UPI-linked phone number, and the email linked with your UPI. Enter these, connect your email with our app, and you'll have a widget and link in under 2 minutes.
Via QR code scan, UPI ID, or phone number — whichever they prefer. They see your widget on your website, or open the payment link you share via WhatsApp, email, or SMS.
UPAYI.CO facilitates UPI payments using your own handle. Legal and tax compliance — including GST, income tax, and applicable regulations — is the personal responsibility of the payment collector.
Yes. WordPress, Wix, Squarespace, Shopify, Webflow, Ghost, custom HTML — any website that supports embedding HTML or JavaScript.